😓 Owe the IRS—but don’t have the cash?

If you’re facing a tax balance you can’t afford to pay right now, the IRS will often let you pay it off over time through an Installment Agreement—but it has to be done right.

At Nirvana Business Consulting, we help small business owners set up smart, compliant IRS payment plans that protect their business and sanity.

  • 📌 What’s an Installment Agreement?

    An Installment Agreement is a formal payment plan between you and the IRS. It allows you to:

    Avoid enforced collection actions (levies, liens, etc.)

    Pay your balance over several months or years

    Stay in good standing—even with tax debt

    There are several types depending on how much you owe and your financial situation.

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  • 🎓 DIY: Installment Agreement Kit

    Handle it yourself with smart tools and support.

    Step-by-step guide to Form 9465

    Payment plan options breakdown

    Transcript request guide

    Email/call scripts for IRS contact

    Perfect for: Simple balances under $10k and confident communicators

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“I was ready to panic—but Marian helped me set up a payment plan for $175/month. The IRS stopped calling, and I could finally breathe again.”

Aaron F., Consultant