What If You Owe More Than $50K to the IRS?

When your tax debt crosses $50,000, things get more serious—and more complicated. But that doesn’t mean you’re doomed. There are resolution options for high-dollar balances.

What Changes at $50K+

• Automatic liens may be triggered

• Financial disclosures (Form 433-A or 433-B) are required

• Streamlined Installment Agreements are no longer an option

• The IRS looks closely at your income, expenses, and assets

Your Options

1. Non-Streamlined Installment Agreement – Monthly plan, but with financial disclosure

2. Partial Pay Agreement – Pay less than full amount over time

3. Offer in Compromise – Settle for less, but strict qualification rules apply

4. Currently Not Collectible – If you truly can’t afford to pay now

5. Lien Withdrawal or Subordination – Possible after partial payments or if you qualify

Why You Need Help

At this level, mistakes are expensive. A professional can help you:

• Present your financials properly

• Avoid overpaying

• Stay compliant moving forward

• Negotiate for the best outcome

Call to Action

Overwhelmed by IRS debt? Schedule a High-Balance Strategy Session—no judgment, just a clear path forward.